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This short video helps explain why markets can be as unpredictable as the weather.

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Office: (781) 437-4800

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1 Park Ave

Suite 5-1

Hampton, NH 03842

steve@retirementcfo.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Copyright 2026 FMG Suite.

3(21) investment fiduciary services offered through RetirementCFO, LLC, a registered investment advisor. 3(38) investment fiduciary services offered through LeafHouse Financial, a registered investment advisor. 3(16) administrative offered through Pentegra. RetirementCFO, LeafHouse and Pentegra are separate, unaffiliated entities.

This information is not intended as authoritative guidance or tax or legal advice. You should consult your attorney or tax advisor for guidance on your specific situation. In no way does advisor assure that, by using the information provided, plan sponsor will be in compliance with regulations.

This material does not constitute a specific recommendation or advice regarding engaging third-party service providers and should not be used as the sole factor in selecting providers for your plan. The final selection of third-party service providers is the responsibility of the plan sponsor.